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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,911 | $160,070-28.2% | $147,117-21.9% | $145,897-21.2% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 16.10% | 98.69%-82.6pp | 420.54%-404.4pp | 552.29%-536.2pp |
| Employer contribution / active EE | $1,898 | $5,285-64.1% | $4,932-61.5% | $4,663-59.3% |
| Participant deferral / active EE | $4,583 | $8,419-45.6% | $8,065-43.2% | $6,689-31.5% |
| Admin fee / account holder | $3,240 | $15,035-78.4% | $12,993-75.1% | $13,390-75.8% |