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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 27 · EIN 23-2384840 | Advisory (Plan) | $33,753 |
Service code 37 · EIN 04-2647786 | Loan Processing | $19,952 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $12,361 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,402 | $88,203-46.3% | $165,100-71.3% | $74,478-36.4% |
| Participation rate | 91.4% | 73.1%+18.2pp | 78.6%+12.7pp | 67.2%+24.1pp |
| Annual return | 21.66% | 17.13%+4.5pp | 70.21%-48.5pp | 1370.56%-1348.9pp |
| Employer contribution / active EE | $2,021 | $2,601-22.3% | $4,348-53.5% | $2,626-23.0% |
| Participant deferral / active EE | $6,029 | $4,505+33.8% | $6,035-0.1% | $4,350+38.6% |
| Admin fee / account holder | $281 | $2,235-87.4% | $12,696-97.8% | $1,946-85.6% |