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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,805 | $211,224-34.3% | $178,505-22.2% | $145,897-4.9% |
| Participation rate | 52.4% | 80.8%-28.4pp | 77.1%-24.7pp | 80.3%-27.9pp |
| Annual return | 18.16% | 30.28%-12.1pp | 27.16%-9.0pp | 552.29%-534.1pp |
| Employer contribution / active EE | $1,959 | $4,577-57.2% | $3,955-50.5% | $4,663-58.0% |
| Participant deferral / active EE | $4,018 | $6,966-42.3% | $6,280-36.0% | $6,689-39.9% |
| Admin fee / account holder | $4 | $12,109-100.0% | $10,428-100.0% | $13,390-100.0% |