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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,273 | $69,977+0.4% | $108,582-35.3% | $62,881+11.8% |
| Participation rate | 69.2% | 72.9%-3.7pp | 79.6%-10.3pp | 69.3%-0.1pp |
| Annual return | 9.09% | 10.73%-1.6pp | -51.70%+60.8pp | 20.14%-11.1pp |
| Employer contribution / active EE | $1,833 | $2,135-14.1% | $3,758-51.2% | $2,281-19.6% |
| Participant deferral / active EE | $3,201 | $3,165+1.2% | $4,311-25.7% | $3,203-0.1% |
| Admin fee / account holder | $461 | $5,076-90.9% | $7,645-94.0% | $4,296-89.3% |