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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,184 | $154,193-60.3% | $130,045-53.0% | $139,466-56.1% |
| Participation rate | 63.2% | 82.0%-18.8pp | 78.5%-15.3pp | 80.3%-17.2pp |
| Annual return | 17.19% | 32.51%-15.3pp | -137.30%+154.5pp | 373.66%-356.5pp |
| Employer contribution / active EE | $1,644 | $5,292-68.9% | $4,321-62.0% | $4,754-65.4% |
| Participant deferral / active EE | $4,473 | $6,709-33.3% | $5,820-23.1% | $6,712-33.4% |
| Admin fee / account holder | $1,669 | $13,989-88.1% | $10,600-84.3% | $11,409-85.4% |