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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,545 | $96,678-14.6% | $86,640-4.7% | $139,466-40.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 13.37% | 106.69%-93.3pp | 592.52%-579.1pp | 373.66%-360.3pp |
| Employer contribution / active EE | $3,189 | $3,265-2.3% | $3,024+5.4% | $4,754-32.9% |
| Participant deferral / active EE | $6,779 | $4,837+40.1% | $4,438+52.7% | $6,712+1.0% |
| Admin fee / account holder | $1,955 | $6,410-69.5% | $5,616-65.2% | $11,409-82.9% |