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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,141 | $99,011-18.0% | $86,582-6.3% | $147,586-45.0% |
| Participation rate | 58.3% | 76.3%-18.0pp | 73.5%-15.2pp | 82.8%-24.5pp |
| Annual return | 16.42% | 1312.75%-1296.3pp | 965.08%-948.7pp | 578.59%-562.2pp |
| Employer contribution / active EE | $735 | $3,132-76.5% | $2,839-74.1% | $4,876-84.9% |
| Participant deferral / active EE | $3,693 | $3,972-7.0% | $3,609+2.3% | $5,439-32.1% |
| Admin fee / account holder | $684 | $5,709-88.0% | $4,904-86.0% | $10,886-93.7% |