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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,303 | $129,737-73.6% | $119,126-71.2% | $154,746-77.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 18.34% | 379.08%-360.7pp | 282.11%-263.8pp | 172.34%-154.0pp |
| Employer contribution / active EE | $2,151 | $4,375-50.8% | $4,034-46.7% | $4,379-50.9% |
| Participant deferral / active EE | $4,723 | $5,842-19.2% | $5,318-11.2% | $6,730-29.8% |
| Admin fee / account holder | $4,217 | $11,961-64.7% | $10,693-60.6% | $14,365-70.6% |