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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,273 | $111,787+45.2% | $93,681+73.2% | $145,978+11.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.26% | 203.52%-192.3pp | 133.47%-122.2pp | 550.52%-539.3pp |
| Employer contribution / active EE | $3,525 | $3,093+13.9% | $2,422+45.5% | $4,662-24.4% |
| Participant deferral / active EE | $12,523 | $4,918+154.7% | $4,415+183.6% | $6,690+87.2% |
| Admin fee / account holder | $2,407 | $10,256-76.5% | $8,290-71.0% | $13,400-82.0% |