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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,157 | $112,935+17.0% | $90,970+45.3% | $158,966-16.9% |
| Participation rate | 94.1% | 74.7%+19.4pp | 69.0%+25.1pp | 82.0%+12.2pp |
| Annual return | 13.03% | 215.79%-202.8pp | 134.58%-121.5pp | 302.95%-289.9pp |
| Employer contribution / active EE | $2,386 | $2,895-17.6% | $2,122+12.4% | $4,762-49.9% |
| Participant deferral / active EE | $5,987 | $4,129+45.0% | $3,373+77.5% | $5,983+0.1% |
| Admin fee / account holder | $1,947 | $8,045-75.8% | $5,960-67.3% | $11,250-82.7% |