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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,372 | $88,672-44.3% | $105,223-53.1% | $82,448-40.1% |
| Participation rate | 34.6% | 67.9%-33.3pp | 75.0%-40.4pp | 68.1%-33.5pp |
| Annual return | 18.31% | 30.86%-12.5pp | 180.65%-162.3pp | 41.64%-23.3pp |
| Employer contribution / active EE | $2,005 | $3,048-34.2% | $3,689-45.7% | $2,551-21.4% |
| Participant deferral / active EE | $5,441 | $4,036+34.8% | $5,072+7.3% | $4,139+31.4% |
| Admin fee / account holder | $3,566 | $7,146-50.1% | $8,859-59.7% | $7,234-50.7% |