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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,363 | $77,920-2.0% | $149,723-49.0% | $75,177+1.6% |
| Participation rate | 97.8% | 65.6%+32.3pp | 78.8%+19.1pp | 67.2%+30.6pp |
| Annual return | 22.76% | 31.72%-9.0pp | 134.50%-111.7pp | 160.75%-138.0pp |
| Employer contribution / active EE | $4,315 | $3,138+37.5% | $4,821-10.5% | $2,671+61.5% |
| Participant deferral / active EE | $3,305 | $3,411-3.1% | $5,682-41.8% | $4,126-19.9% |
| Admin fee / account holder | $1,955 | $5,951-67.1% | $13,215-85.2% | $5,651-65.4% |