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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,416 | $95,415-26.2% | $185,851-62.1% | $85,851-18.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.19% | 23.59%-10.4pp | 122.11%-108.9pp | 318.63%-305.4pp |
| Employer contribution / active EE | $3,776 | $3,314+13.9% | $5,168-26.9% | $2,565+47.2% |
| Participant deferral / active EE | $2,775 | $3,424-18.9% | $5,569-50.2% | $3,952-29.8% |
| Admin fee / account holder | $2,146 | $7,215-70.3% | $16,245-86.8% | $6,261-65.7% |