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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,825 | $73,863-17.7% | $143,797-57.7% | $68,490-11.2% |
| Participation rate | 95.5% | 66.7%+28.8pp | 80.3%+15.2pp | 67.9%+27.6pp |
| Annual return | -21.60% | 0.91%-22.5pp | -0.04%-21.6pp | -7.85%-13.8pp |
| Employer contribution / active EE | $4,154 | $3,185+30.4% | $4,952-16.1% | $2,597+60.0% |
| Participant deferral / active EE | $3,064 | $3,385-9.5% | $5,638-45.7% | $4,028-23.9% |
| Admin fee / account holder | $1,301 | $5,756-77.4% | $14,679-91.1% | $5,403-75.9% |