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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,289 | $91,911-44.2% | $68,612-25.2% | $135,379-62.1% |
| Participation rate | 34.8% | 76.7%-42.0pp | 72.2%-37.5pp | 82.6%-47.9pp |
| Annual return | -6.22% | -8.22%+2.0pp | -4.63%-1.6pp | 519.79%-526.0pp |
| Employer contribution / active EE | $0 | $3,924-100.0% | $2,625-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,750 | $4,315-36.3% | $3,311-16.9% | $5,609-51.0% |
| Admin fee / account holder | $13,034 | $9,240+41.1% | $5,131+154.0% | $10,828+20.4% |