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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,077 | $100,901-40.5% | $75,670-20.6% | $147,585-59.3% |
| Participation rate | 42.9% | 77.1%-34.3pp | 72.3%-29.5pp | 82.8%-40.0pp |
| Annual return | 14.49% | 35.78%-21.3pp | 27.34%-12.8pp | 578.57%-564.1pp |
| Employer contribution / active EE | $0 | $3,253-100.0% | $2,352-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,511 | $4,027-12.8% | $3,142+11.7% | $5,439-35.4% |
| Admin fee / account holder | $4,453 | $11,285-60.5% | $5,800-23.2% | $10,885-59.1% |