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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,113 | $135,645+14.4% | $110,243+40.7% | $135,380+14.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.25% | 513.24%-520.5pp | 314.76%-322.0pp | 519.81%-527.1pp |
| Employer contribution / active EE | $10,732 | $4,907+118.7% | $3,827+180.5% | $4,779+124.6% |
| Participant deferral / active EE | $7,332 | $5,507+33.1% | $4,672+56.9% | $5,609+30.7% |
| Admin fee / account holder | $7,860 | $11,458-31.4% | $8,548-8.0% | $10,828-27.4% |