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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,498 | $144,130+28.7% | $117,861+57.4% | $147,586+25.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 13.54% | 531.20%-517.7pp | 335.11%-321.6pp | 578.59%-565.1pp |
| Employer contribution / active EE | $11,077 | $4,897+126.2% | $3,786+192.5% | $4,876+127.2% |
| Participant deferral / active EE | $7,456 | $5,316+40.2% | $4,482+66.4% | $5,439+37.1% |
| Admin fee / account holder | $8,120 | $10,887-25.4% | $8,021+1.2% | $10,886-25.4% |