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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,222 | $77,908-63.8% | $149,696-81.1% | $75,173-62.5% |
| Participation rate | 84.2% | 65.6%+18.6pp | 78.8%+5.4pp | 67.2%+17.0pp |
| Annual return | 16.32% | 31.73%-15.4pp | 134.46%-118.1pp | 160.72%-144.4pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,780 | $3,411-18.5% | $5,682-51.1% | $4,126-32.6% |
| Admin fee / account holder | $695 | $5,950-88.3% | $13,212-94.7% | $5,651-87.7% |