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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,009 | $85,171-48.3% | $172,752-74.5% | $72,975-39.7% |
| Participation rate | 80.0% | 70.1%+9.9pp | 82.6%-2.6pp | 69.5%+10.5pp |
| Annual return | 21.63% | 27.32%-5.7pp | 802.97%-781.3pp | 81.01%-59.4pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,681 | $3,260-17.8% | $5,198-48.4% | $3,608-25.7% |
| Admin fee / account holder | $4,685 | $5,880-20.3% | $13,955-66.4% | $5,124-8.6% |