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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,350 | $91,198-72.2% | $178,503-85.8% | $79,856-68.3% |
| Participation rate | 87.1% | 69.2%+17.9pp | 81.9%+5.2pp | 69.6%+17.5pp |
| Annual return | 0.73% | 24.20%-23.5pp | 151.12%-150.4pp | 31.71%-31.0pp |
| Employer contribution / active EE | $0 | $3,257-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,831 | $3,237-43.4% | $5,202-64.8% | $3,741-51.1% |
| Admin fee / account holder | $16,129 | $6,748+139.0% | $13,987+15.3% | $5,306+204.0% |