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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,678 | $97,761+52.1% | $83,850+77.3% | $135,382+9.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.93% | 1287.44%-1292.4pp | 850.92%-855.9pp | 519.77%-524.7pp |
| Employer contribution / active EE | $6,592 | $4,222+56.2% | $3,631+81.6% | $4,779+38.0% |
| Participant deferral / active EE | $5,506 | $4,682+17.6% | $4,082+34.9% | $5,609-1.8% |
| Admin fee / account holder | $12,434 | $6,674+86.3% | $5,478+127.0% | $10,829+14.8% |