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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,938 | $106,008+49.0% | $92,240+71.2% | $147,586+7.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 11.83% | 50.05%-38.2pp | 176.29%-164.5pp | 578.59%-566.8pp |
| Employer contribution / active EE | $6,585 | $4,333+52.0% | $3,680+79.0% | $4,876+35.0% |
| Participant deferral / active EE | $4,673 | $4,478+4.3% | $3,897+19.9% | $5,439-14.1% |
| Admin fee / account holder | $7,104 | $6,333+12.2% | $5,194+36.8% | $10,886-34.7% |