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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,139 | $60,349-53.4% | $74,184-62.1% | $62,881-55.2% |
| Participation rate | 61.8% | 72.7%-11.0pp | 76.6%-14.9pp | 69.3%-7.5pp |
| Annual return | 8.47% | 21.38%-12.9pp | 17.74%-9.3pp | 20.14%-11.7pp |
| Employer contribution / active EE | $849 | $1,680-49.5% | $2,370-64.2% | $2,281-62.8% |
| Participant deferral / active EE | $1,448 | $2,856-49.3% | $3,550-59.2% | $3,203-54.8% |
| Admin fee / account holder | $1,495 | $4,261-64.9% | $5,586-73.2% | $4,296-65.2% |