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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,705 | $86,298-65.6% | $111,308-73.3% | $85,847-65.4% |
| Participation rate | 84.5% | 73.3%+11.2pp | 77.3%+7.2pp | 69.3%+15.2pp |
| Annual return | 16.46% | 19.99%-3.5pp | 54.67%-38.2pp | 318.61%-302.1pp |
| Employer contribution / active EE | $1,111 | $2,044-45.7% | $2,732-59.3% | $2,565-56.7% |
| Participant deferral / active EE | $2,008 | $3,641-44.8% | $4,487-55.3% | $3,952-49.2% |
| Admin fee / account holder | $486 | $8,189-94.1% | $7,965-93.9% | $6,261-92.2% |