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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,268 | $102,422-19.7% | $147,117-44.1% | $80,959+1.6% |
| Participation rate | 91.6% | 75.9%+15.7pp | 82.2%+9.4pp | 67.7%+23.9pp |
| Annual return | 11.04% | 135.16%-124.1pp | 420.54%-409.5pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,550 | $3,717-58.3% | $4,932-68.6% | $2,757-43.8% |
| Participant deferral / active EE | $3,440 | $6,652-48.3% | $8,065-57.3% | $4,300-20.0% |
| Admin fee / account holder | $18,848 | $7,953+137.0% | $12,993+45.1% | $6,925+172.2% |