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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,477 | $76,371-47.0% | $93,621-56.8% | $72,976-44.5% |
| Participation rate | 76.1% | 71.8%+4.4pp | 75.8%+0.3pp | 69.5%+6.6pp |
| Annual return | 21.19% | 25.82%-4.6pp | 32.76%-11.6pp | 81.02%-59.8pp |
| Employer contribution / active EE | $267 | $2,276-88.2% | $2,719-90.2% | $2,440-89.0% |
| Participant deferral / active EE | $2,533 | $3,538-28.4% | $4,070-37.8% | $3,608-29.8% |
| Admin fee / account holder | $1,805 | $6,839-73.6% | $7,890-77.1% | $5,124-64.8% |