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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,926 | $87,542+10.7% | $75,782+27.9% | $125,393-22.7% |
| Participation rate | 81.3% | 80.2%+1.1pp | 75.8%+5.4pp | 83.2%-1.9pp |
| Annual return | -1.90% | 13.48%-15.4pp | 9.68%-11.6pp | 282.23%-284.1pp |
| Employer contribution / active EE | $372 | $3,930-90.5% | $3,323-88.8% | $4,866-92.4% |
| Participant deferral / active EE | $2,453 | $4,229-42.0% | $3,652-32.8% | $5,351-54.2% |
| Admin fee / account holder | $4,552 | $6,502-30.0% | $5,300-14.1% | $9,541-52.3% |