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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,726 | $99,345-2.6% | $84,753+14.1% | $273,972-64.7% |
| Participation rate | 73.7% | 80.7%-7.0pp | 76.6%-2.9pp | 83.0%-9.3pp |
| Annual return | 4.58% | 22.93%-18.3pp | 22.78%-18.2pp | 41.46%-36.9pp |
| Employer contribution / active EE | $373 | $4,214-91.1% | $3,574-89.6% | $4,869-92.3% |
| Participant deferral / active EE | $1,848 | $4,270-56.7% | $3,712-50.2% | $5,287-65.0% |
| Admin fee / account holder | $1,161 | $6,645-82.5% | $5,333-78.2% | $10,133-88.5% |