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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,512 | $78,428-68.7% | $95,960-74.5% | $79,852-69.3% |
| Participation rate | 97.1% | 73.5%+23.7pp | 77.1%+20.1pp | 69.6%+27.5pp |
| Annual return | 15.21% | 19.37%-4.2pp | 91.63%-76.4pp | 31.72%-16.5pp |
| Employer contribution / active EE | $857 | $1,945-55.9% | $2,541-66.3% | $2,471-65.3% |
| Participant deferral / active EE | $1,648 | $3,440-52.1% | $4,167-60.4% | $3,740-55.9% |
| Admin fee / account holder | $1,768 | $5,622-68.5% | $6,797-74.0% | $5,306-66.7% |