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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,253 | $72,492-67.9% | $87,104-73.3% | $72,975-68.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 17.78% | 24.46%-6.7pp | 28.19%-10.4pp | 81.01%-63.2pp |
| Employer contribution / active EE | $1,061 | $1,894-44.0% | $2,521-57.9% | $2,440-56.5% |
| Participant deferral / active EE | $779 | $3,270-76.2% | $4,048-80.7% | $3,608-78.4% |
| Admin fee / account holder | $694 | $5,055-86.3% | $7,491-90.7% | $5,124-86.5% |