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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,846 | $114,119+174.1% | $107,187+191.9% | $138,895+125.2% |
| Participation rate | 92.3% | 78.1%+14.2pp | 75.0%+17.3pp | 79.9%+12.4pp |
| Annual return | 12.74% | 273.21%-260.5pp | 204.55%-191.8pp | 145.39%-132.7pp |
| Employer contribution / active EE | $3,261 | $4,059-19.6% | $3,782-13.8% | $4,194-22.2% |
| Participant deferral / active EE | $3,504 | $5,538-36.7% | $5,096-31.2% | $6,396-45.2% |
| Admin fee / account holder | $2,653 | $10,024-73.5% | $9,162-71.0% | $12,562-78.9% |