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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,125 | $106,247+106.2% | $96,515+127.0% | $139,466+57.1% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 10.33% | 38.47%-28.1pp | 35.73%-25.4pp | 373.66%-363.3pp |
| Employer contribution / active EE | $5,779 | $4,106+40.8% | $3,740+54.5% | $4,754+21.6% |
| Participant deferral / active EE | $3,771 | $5,456-30.9% | $4,880-22.7% | $6,712-43.8% |
| Admin fee / account holder | $12,472 | $7,885+58.2% | $6,735+85.2% | $11,409+9.3% |