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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,276 | $82,882-1.9% | $127,803-36.4% | $72,975+11.4% |
| Participation rate | 77.4% | 71.5%+5.9pp | 79.0%-1.6pp | 69.5%+7.9pp |
| Annual return | 14.14% | 32.20%-18.1pp | 26.14%-12.0pp | 81.01%-66.9pp |
| Employer contribution / active EE | $1,595 | $3,346-52.3% | $4,576-65.1% | $2,440-34.6% |
| Participant deferral / active EE | $2,896 | $4,791-39.5% | $6,023-51.9% | $3,608-19.7% |
| Admin fee / account holder | $82,100 | $6,487+1165.6% | $9,399+773.5% | $5,124+1502.3% |