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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,789 | $79,557+94.6% | $118,746+30.4% | $70,126+120.7% |
| Participation rate | 80.0% | 71.4%+8.6pp | 78.3%+1.7pp | 69.5%+10.5pp |
| Annual return | 8.48% | 25.64%-17.2pp | 24.54%-16.1pp | 73.15%-64.7pp |
| Employer contribution / active EE | $1,496 | $2,861-47.7% | $4,193-64.3% | $2,343-36.2% |
| Participant deferral / active EE | $2,810 | $4,089-31.3% | $5,332-47.3% | $3,332-15.7% |
| Admin fee / account holder | $4,021 | $5,374-25.2% | $10,720-62.5% | $4,645-13.4% |