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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,101 | $106,524+102.9% | $152,301+41.9% | $87,485+147.0% |
| Participation rate | 80.5% | 75.8%+4.7pp | 82.4%-2.0pp | 68.9%+11.6pp |
| Annual return | 12.74% | 26.89%-14.2pp | 80.50%-67.8pp | 26.06%-13.3pp |
| Employer contribution / active EE | $1,818 | $3,371-46.1% | $4,624-60.7% | $2,596-30.0% |
| Participant deferral / active EE | $13,721 | $6,525+110.3% | $8,004+71.4% | $4,274+221.1% |
| Admin fee / account holder | $3,265 | $8,287-60.6% | $14,398-77.3% | $7,775-58.0% |