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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,618 | $89,370+45.0% | $141,197-8.2% | $72,976+77.6% |
| Participation rate | 81.6% | 75.1%+6.4pp | 82.5%-0.9pp | 69.5%+12.1pp |
| Annual return | 26.95% | 111.88%-84.9pp | 71.41%-44.5pp | 81.02%-54.1pp |
| Employer contribution / active EE | $1,438 | $3,115-53.8% | $4,736-69.6% | $2,440-41.1% |
| Participant deferral / active EE | $9,216 | $5,419+70.1% | $6,710+37.3% | $3,608+155.5% |
| Admin fee / account holder | $2,534 | $5,957-57.5% | $10,265-75.3% | $5,124-50.5% |