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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,039 | $85,766+30.6% | $136,298-17.8% | $70,126+59.8% |
| Participation rate | 78.8% | 74.2%+4.6pp | 81.9%-3.1pp | 69.5%+9.2pp |
| Annual return | 17.44% | 31.46%-14.0pp | 5156.27%-5138.8pp | 73.15%-55.7pp |
| Employer contribution / active EE | $1,373 | $2,966-53.7% | $4,696-70.8% | $2,343-41.4% |
| Participant deferral / active EE | $7,981 | $5,051+58.0% | $6,247+27.7% | $3,332+139.5% |
| Admin fee / account holder | $6,881 | $5,421+26.9% | $9,244-25.6% | $4,645+48.1% |