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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,880 | $124,330-43.8% | $109,173-36.0% | $167,536-58.3% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.58% | 26.04%-13.5pp | 25.75%-13.2pp | 478.82%-466.2pp |
| Employer contribution / active EE | $7,464 | $4,209+77.3% | $3,723+100.5% | $4,839+54.2% |
| Participant deferral / active EE | $5,117 | $5,256-2.7% | $4,654+9.9% | $6,342-19.3% |
| Admin fee / account holder | $18,357 | $7,974+130.2% | $6,755+171.8% | $12,315+49.1% |