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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,085 | $115,814-40.3% | $101,275-31.8% | $158,982-56.5% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 16.12% | 56.16%-40.0pp | 46.48%-30.4pp | 302.99%-286.9pp |
| Employer contribution / active EE | $5,565 | $4,176+33.3% | $3,660+52.0% | $4,763+16.8% |
| Participant deferral / active EE | $5,452 | $4,958+10.0% | $4,371+24.7% | $5,983-8.9% |
| Admin fee / account holder | $1,768 | $7,249-75.6% | $5,948-70.3% | $11,252-84.3% |