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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,649 | $107,368-47.2% | $92,915-39.0% | $152,909-63.0% |
| Participation rate | 90.0% | 79.8%+10.2pp | 76.0%+14.0pp | 82.5%+7.5pp |
| Annual return | 19.68% | 145.64%-126.0pp | 109.45%-89.8pp | 345.46%-325.8pp |
| Employer contribution / active EE | $2,137 | $4,222-49.4% | $3,653-41.5% | $4,764-55.1% |
| Participant deferral / active EE | $4,970 | $4,848+2.5% | $4,238+17.3% | $5,851-15.1% |
| Admin fee / account holder | $583 | $7,082-91.8% | $5,796-89.9% | $11,601-95.0% |