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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,776 | $82,630+159.9% | $64,105+235.0% | $125,389+71.3% |
| Participation rate | 71.4% | 75.9%-4.4pp | 68.2%+3.3pp | 83.2%-11.8pp |
| Annual return | -1.15% | 1489.72%-1490.9pp | 791.24%-792.4pp | 282.24%-283.4pp |
| Employer contribution / active EE | $7,038 | $2,671+163.5% | $1,820+286.7% | $4,866+44.6% |
| Participant deferral / active EE | $6,969 | $3,608+93.1% | $2,822+147.0% | $5,352+30.2% |
| Admin fee / account holder | $5,719 | $6,382-10.4% | $4,499+27.1% | $9,541-40.1% |