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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,777 | $112,935+134.4% | $90,970+191.1% | $158,966+66.6% |
| Participation rate | 83.3% | 74.7%+8.6pp | 69.0%+14.3pp | 82.0%+1.4pp |
| Annual return | 13.34% | 215.79%-202.4pp | 134.58%-121.2pp | 302.95%-289.6pp |
| Employer contribution / active EE | $2,045 | $2,895-29.4% | $2,122-3.7% | $4,762-57.1% |
| Participant deferral / active EE | $13,631 | $4,129+230.1% | $3,373+304.1% | $5,983+127.8% |
| Admin fee / account holder | $368 | $8,045-95.4% | $5,960-93.8% | $11,250-96.7% |