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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,164 | $226,090-78.3% | $182,531-73.1% | $152,885-67.8% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 19.84% | 192.57%-172.7pp | 148.57%-128.7pp | 345.39%-325.5pp |
| Employer contribution / active EE | $899 | $4,978-81.9% | $4,075-77.9% | $4,763-81.1% |
| Participant deferral / active EE | $3,140 | $6,369-50.7% | $5,525-43.2% | $5,851-46.3% |
| Admin fee / account holder | $6,649 | $10,705-37.9% | $8,593-22.6% | $11,598-42.7% |