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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,218 | $211,946-82.4% | $169,452-78.0% | $135,379-72.5% |
| Participation rate | 93.8% | 82.6%+11.1pp | 77.8%+16.0pp | 82.6%+11.1pp |
| Annual return | -7.08% | 3.26%-10.3pp | 1.83%-8.9pp | 519.79%-526.9pp |
| Employer contribution / active EE | $1,054 | $5,117-79.4% | $4,157-74.7% | $4,779-78.0% |
| Participant deferral / active EE | $4,701 | $6,075-22.6% | $5,277-10.9% | $5,609-16.2% |
| Admin fee / account holder | $587 | $11,472-94.9% | $9,110-93.6% | $10,828-94.6% |