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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,651 | $115,225+29.0% | $100,712+47.6% | $138,895+7.0% |
| Participation rate | 95.2% | 74.3%+20.9pp | 69.3%+26.0pp | 79.9%+15.3pp |
| Annual return | 14.82% | 40.35%-25.5pp | 33.27%-18.4pp | 145.39%-130.6pp |
| Employer contribution / active EE | $8,244 | $2,771+197.5% | $2,313+256.5% | $4,194+96.6% |
| Participant deferral / active EE | $7,489 | $4,699+59.4% | $4,085+83.3% | $6,396+17.1% |
| Admin fee / account holder | $847 | $10,844-92.2% | $9,256-90.8% | $12,562-93.3% |