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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,065 | $72,071+56.9% | $68,368+65.4% | $137,256-17.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 5.75% | 353.14%-347.4pp | 292.57%-286.8pp | 220.34%-214.6pp |
| Employer contribution / active EE | $1,865 | $2,788-33.1% | $2,649-29.6% | $4,156-55.1% |
| Participant deferral / active EE | $2,669 | $4,410-39.5% | $4,123-35.3% | $6,407-58.3% |
| Admin fee / account holder | $28,669 | $5,336+437.3% | $5,150+456.7% | $12,270+133.6% |