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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,336 | $115,225+217.1% | $100,712+262.8% | $138,895+163.0% |
| Participation rate | 75.0% | 74.3%+0.7pp | 69.3%+5.7pp | 79.9%-4.9pp |
| Annual return | 16.16% | 40.35%-24.2pp | 33.27%-17.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $3,360 | $2,771+21.3% | $2,313+45.3% | $4,194-19.9% |
| Participant deferral / active EE | $5,963 | $4,699+26.9% | $4,085+46.0% | $6,396-6.8% |
| Admin fee / account holder | $10,211 | $10,844-5.8% | $9,256+10.3% | $12,562-18.7% |