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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,237 | $111,787+167.7% | $93,681+219.4% | $145,978+105.0% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 16.66% | 203.52%-186.9pp | 133.47%-116.8pp | 550.52%-533.9pp |
| Employer contribution / active EE | $1,864 | $3,093-39.7% | $2,422-23.0% | $4,662-60.0% |
| Participant deferral / active EE | $3,965 | $4,918-19.4% | $4,415-10.2% | $6,690-40.7% |
| Admin fee / account holder | $32,701 | $10,256+218.8% | $8,290+294.5% | $13,400+144.0% |