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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,703 | $85,766-50.2% | $136,297-68.7% | $70,124-39.1% |
| Participation rate | 22.6% | 74.2%-51.6pp | 81.9%-59.3pp | 69.5%-47.0pp |
| Annual return | 25.16% | 31.45%-6.3pp | 5156.19%-5131.0pp | 73.14%-48.0pp |
| Employer contribution / active EE | $4,629 | $2,966+56.1% | $4,696-1.4% | $2,342+97.6% |
| Participant deferral / active EE | $3,798 | $5,051-24.8% | $6,247-39.2% | $3,332+14.0% |
| Admin fee / account holder | $144 | $5,420-97.3% | $9,244-98.4% | $4,645-96.9% |